Alan Ball, Courtney Altemus, and Rashad Campbell of Team Altemus. (Courtesy of Courtney Altemus)

Alan Ball, Courtney Altemus, and Rashad Campbell of Team Altemus. (Courtesy of Courtney Altemus)

When defensive back Alan Ball started his nine-year NFL career with the Cowboys in 2007, he was better equipped than most young athletes to manage his finances. His parents had instilled in him the need to save. His mother, Cheryl, was an accountant at Ameritech Financial and belonged to an investment club.

Ball was careful choosing a financial adviser, ultimately working with…

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